Cookie & Tracking Policy

Cookies are small text files stored on your device when you visit our website. They help us remember your preferences and improve your browsing experience. We also use similar technologies like web beacons, pixel tags, and local storage to collect information about how you interact with our site.

Think of cookies as digital sticky notes that help websites remember things about you – like whether you prefer the site in dark mode or which articles you've already read. Some are absolutely necessary for the site to work, while others help us understand what content is most valuable to our users.

Our tracking technologies serve several specific purposes on lumivianoxis. When you visit our learning portal, cookies remember which courses you've started so you can pick up where you left off. If you're exploring our financial planning tools, they'll remember your input data so you don't have to re-enter everything each time.

Analytics help us identify when users struggle with certain concepts. For instance, if we notice many people spending extra time on our budgeting calculator, we might create additional tutorial content to make that feature more intuitive.

We also use tracking to ensure our content stays relevant for the Australian financial landscape. This means understanding which regulatory updates get the most attention or which investment education topics generate the most engagement.

Different types of data have different retention periods. Session cookies are deleted when you close your browser, while persistent cookies might stay for up to two years. Analytics data is typically aggregated and anonymized after six months.

You have several options for managing cookies beyond our rejection button above. Most browsers allow you to view, delete, or block cookies entirely. However, blocking all cookies may limit functionality on lumivianoxis.com – you might need to log in repeatedly or lose your progress in our learning modules.

Your browser's incognito or private browsing mode prevents most tracking, though essential functionality cookies may still be needed for the site to work properly during your session.

Some cookies come from third-party services we use to enhance our platform. These might include analytics providers, content delivery networks, or embedded educational videos. When you reject non-essential cookies, we also disable most third-party tracking tools.

We regularly review our third-party partnerships to ensure they meet Australian privacy standards and our own data protection commitments. Any service that tracks user behavior must provide clear value to your learning experience.